esmart money

Higher earners will need to pay more into their pensions

A break from the long-standing principle that an individual receives tax relief on their pension contributions at their highest marginal rate

Nine in ten gold-plated pension schemes are at risk of closure

The vast majority of firms say they have insufficient assets to meet their pension promises

2009/10 Tax Tables

What do the numbers mean to you?

Housing market fortunes

Could you end up paying too much tax?

Absolute return funds

Making money during both rising and falling markets

Moving your pension

Bringing your money under one roof

Where should I put my money?

Recession-proof your portfolio

Will you be forced to delay your retirement

Advice is invaluable, particularly when you are dealing with more complex financial products

Corporate retirement planning

Choosing the right pension scheme options for you and your employees

Retirement matters

Your questions answered

Budget 2009 at a glance

Were you a winner or a loser?

Self-employment

New penalties if you are late in notifying HMRC that you have commenced self-employment

Good news for grandparents

You’ll still be able to claim credits towards the basic state pension even if you’re providing childcare

ISA limits increased

Welcome news for savers who have seen their savings income fall

Remortgaging

Reduce the cost of your single biggest debt

An opportunity to limit tax

Crystallising losses could work to your advantage

Budget 2009

Chancellor increases tax rate on high earners’

A Budget for Business

The highlights at a glance

Post-Budget business wealth check

Talk to us about our comprehensive planning service

Maintaining the financial security of your business

Don’t overlook your most important assets

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